✅ Damage to your van from accidental damage, fire or theft.

✅ Third party liability: Unlimited cover for injury to others and up to £5 million for damage to their property.

✅ Replacement locks and keys: Up to £500 if your keys are lost or stolen. No excess if the claim is only for keys or locks.

✅ Courtesy van  (subject to availability): If an authorised repairer fixes your van, they will provide a courtesy van (subject to availability). You can keep it for up to 14 days while repairs are carried out. If your van cannot be repaired, you can keep the courtesy van for up to 14 days, or until 4 days after your claim settlement has been paid, whichever comes first..

✅ Windscreen cover: We’ll repair or replace damaged glass.

✅ Personal belongings: Covered up to £300 for personal items in your van.

✅ Passengers and pets: Up to £500 for one night of emergency accommodation if you cannot continue your journey after an insured incident.

✅ Tools: Up to £300 for tools stolen or damaged during an insured incident. The van must be locked and reasonable care taken.

✅ Electric Vehicles: Cover for your battery and charging cables.

✅ Medical expenses and physical assault: Cover up to £100 per person per claim.

✅ Personal accident: Up to £5,000 per claim during the policy period.

❌ The excess shown on the schedule.

❌ Death or injury caused by suicide, attempted suicide, racing, not wearing a seatbelt, or driving under the influence of alcohol or drugs (including some prescribed medication).

❌ General exclusions apply, such as hazardous goods, unsafe loading, racing or track use, use not permitted by the certificate, cyber events and terrorism/war.

❌ Section‑specific exclusions also apply, such as wear and tear, tyre damage, mechanical or electrical failure, loss of use, or audio/visual equipment not permanently fitted.

❌ Driving other vans or cars.

❌ Loss or damage to your van outside of the territorial limits. Only legal minimum cover applies in some countries.

❌ Theft when the van is unlocked, unattended or when keys or an ignition device are left in or near the vehicle.

✅ Damage to your van from accident, fire or theft.

✅ Third‑party liability: unlimited for injuries; up to £5 million for damage to others’ property (including legal fees).

✅ Locks and keys: up to £500 if keys are lost or stolen. No excess if the claim is only for keys/locks.

✅ Courtesy van (subject to availability): If an authorised repairer fixes your van, they will provide a courtesy van (subject to availability). You can keep it for up to 14 days while repairs are carried out. If your van cannot be repaired, you can keep the courtesy van for up to 14 days, or until 4 days after your claim settlement has been paid, whichever comes first..

✅ Windscreen cover: repair or replacement.

✅ Personal belongings: up to £300.

✅ Passengers and pets: up to £500 for one night of emergency accommodation if you cannot continue your journey after an insured incident.

✅ Tools: up to £300 per incident. The van must be locked and reasonable care taken. (Not covered if insured elsewhere.)

✅ Foreign travel: full policy cover for up to 90 days in total in any 12‑month period within the listed countries; minimum legal cover also applies as standard.

✅ Electric vehicles: cover for your battery and charging cables.

✅ Optional: No Claims Bonus (NCB) Protection (available if you have over 4 years NCB).

❌ The excess shown on the schedule.

❌ Death or injury in circumstances such as suicide, racing, not wearing a seatbelt, or alcohol/drugs (including some prescribed medication).

❌ General Exclusions (examples): hazardous goods/locations; illegal or unsafe loading; racing/track use; use not permitted by the certificate; cyber events; terrorism/war.

❌ Section exclusions (examples): wear and tear; tyre damage; mechanical/electrical faults; loss of use; audio/visual equipment not permanently fitted.

❌ Driving other vans or cars.

❌ Theft when the van is unlocked, unattended or when keys or an ignition device are left in or near the vehicle.