YOUR FINANCE OPTIONS EXPLAINED

YOUR FINANCE OPTIONS EXPLAINED

Personal finance options for purchasing your new car

Financing your brand new car with PEUGEOT has never been simpler.

Whether you're looking to finance your very first car or upgrade your current car, we have a range of finance products and offers which can be personalised to suit your needs and help you achieve this.

A selection of our finance products are available for you to choose when using our online ordering system. This means you can configure your brand new PEUGEOT, input any part exchange details, personalise your chosen finance option and apply online before placing your order for either Home Delivery or Click & Collect Participating Retailers only..
 

ONLINE OR IN RETAILER OPTIONS

These options are available to you whether you are using our Buy Online platform or whether you decide to speak directly with one of our Retailers.

 

OTHER FINANCE OPTIONS

PERSONAL CONTRACT HIRE

Personal contract hire is a great option for long-term leasing. You can arrange this type of finance on both new and used vehicles (up to 39 months of age/less thank 50,000 miles). You’ll pay a fixed monthly rental for your PEUGEOT, and return the vehicle to us at the end of your contract.

You’ll need to agree a mileages allowance and pay the advanced rental when ordering your vehicle, just discuss with your local PEUGEOT Retailer. 

 

Mobility PassMobility Pass is part of a vehicle finance agreement, and must be selected at the point of order. 

If you choose one of our Battery Electric Vehicles (BEVs) then you are eligible to sign up for our Mobility Pass. With this option, you have an  allowance for alternative vehicle rental within your finance agreement.

Get in touch with your local PEUGEOT Retailer to discuss this option further.

 

T&Cs available at the bottom of this page (3).

HIRE PURCHASE / CONDITIONAL SALE

You can buy a brand new PEUGEOT on finance and pay it off with fixed monthly payments. You’ll pay a deposit at the beginning of your agreement and at the end of your agreed loan repayment period, you just pay your final instalment on your PEUGEOT and own it outright.

 

There’s no need to tell us how many miles you drive each year as this doesn’t effect your loan repayments. This offers you a consistent monthly repayment cost over a repayment period to suit you.

Get in touch with your local PEUGEOT Retailer to discuss this option further.

 

T&Cs available at the bottom of this page (4).

PASSPORT LEASE / PERSONAL FINANCE LEASE

With a Personal Finance Lease you can enjoy a low initial rental deposit and fixed monthly payments on a brand new PEUGEOT, it's perfect for people who like to renew their car every couple of years. You decide on the length of your payment term, and at the end of the contract you can give the car back or lease another new model. You don’t have the option to purchase your vehicle at the end of the contract.

 

You’ll need to tell us your annual mileage before agreeing the monthly instalments for your brand new PEUGEOT over a repayment period that fits to your budget. You may wish to agree a balloon payment at the end of the contract to help fit monthly payments to your budget, this is where you have a final lump sum to repay the outstanding contract value at the end of the period.

 

AT THE END OF YOUR CONTRACT TERM YOU HAVE 4 OPTIONS:

  • Part Exchange the vehicle with us in exchange for a new vehicle from one of our retailers.
  • Return the vehicle, paying any excess mileage/damage where applicable.
  • Sell the vehicle to a third party and use the proceeds to pay off any outstanding balloon payment due.
  • Extend your lease. You’ll still need to pay any balloon payment, but will then enter in to a separate agreement for the period of your extension.

 

Get in touch with your local PEUGEOT Retailer to discuss this option further.

 

T&Cs available at the bottom of this page (5).

CASH PURCHASE

If you prefer to purchase your vehicle outright you can do so either through our Buy Online platform or as agreed with your local PEUGEOT Retailer.

 

MOTABILITY

PEUGEOT are one of the founding members of the Motability Scheme, so are well prepared to discuss your options with you to meet your every need.

 

T&Cs

PEUGEOT Motor Company Plc is acting as a credit broker and is not a lender and may introduce you to other credit brokers (vehicle retailers). We will introduce you to PSA Finance as a lender and we may receive a fixed commission for this introduction or no commission at all. The vehicle retailer, acting as credit broker, may receive from the lender a commission, fee or other remuneration typically. This may be in the form of a standard amount e.g. based on a fixed fee or fixed interest rates, campaigns or targets agreed between PSA Finance UK Limited and the credit broker. Alternative finance products may be available with different commission amounts and/or arrangements.  For more details, or if you think this will affect your decision to enter into an agreement, you should ask PSA Finance for further information. 

 

(1) Personal Contract Purchase, PCP Plus and Just Add Fuel Terms and conditions apply. Finance subject to status. A guarantee may be required. Over 18s only. Excess mileage and damage charges may apply. Finance provided by and written quotations available from PSA Finance UK Ltd, RH1 1QA. There are three options available at the end of the agreement: 1) You can hand the car back with nothing more to pay (subject to mileage and condition), 2) Pay the optional final payment and keep the car, 3) Part exchange and use any equity towards a new vehicle.

 

The first year Road Fund Licence (RFL) is provided with the car. The Peugeot Retailer will provide customers with a cheque for the value of years 2 and 3 RFL (based on current rates). The customer must always apply for years 2 & 3 RFL.

 

3 years motor insurance is provided and excesses will apply. Motor Insurance is underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

Routine servicing included only. Excludes wear parts.

 

All offers available on qualifying vehicles ordered and registered between 06/10/2020 and 31/12/2021 or until such time as they may be withdrawn by Peugeot at its complete discretion.

 

(2) JUST ADD FUEL® Additional Terms and Conditions

Minimum age 21, maximum age 75. Policyholder must have a minimum of 2 years NCD to use on the vehicle. All drivers must meet eligibility criteria including minimum 2 years’ full UK licence (non-telematics contracts only), driving convictions/claims limits. Payments will vary according to age, postcode and annual mileage. The costs of insurance, servicing and Roadside Assistance are included within the monthly cost of JAF Passport for 3 years and are provided on a monthly pay-as-you-go basis and can be cancelled at any time without penalty or affecting the remainder of the JAF Passport contract.

 

JUST ADD FUEL® TELEMATICS Additional Terms and Conditions

Applicable to Peugeot 108, 208, 2008 (excluding 1.5L BlueHDi 120 model) and 308 (excluding 1.5L BlueHDi 120 Tech Edition, 2.0L BlueHDi 150 GT Line & GT models).

 

Minimum age 18, maximum age 75. Drivers are required to install the Telematics Box & consent to Data capture & transmission to qualify for insurance. All drivers must hold a full UK licence and meet eligibility criteria including limits on driving convictions and claims. Insurance subject to cancellation if four warnings are received for poor driving. The costs of insurance, servicing and Roadside Assistance are included within the monthly cost of JAF Passport for 3 years and are provided on a monthly pay-as-you-go basis and can be cancelled at any time without penalty or affecting the remainder of the JAF Passport contract.

 

(3) For Personal Contract Hire we will only introduce you to PSA Finance UK Ltd, RH1 1QA who are the finance provider. 8’s only.  Terms and conditions apply. Finance subject to status.  A guarantee may be required.  Excess mileage and damage charges may apply. You will not own the vehicle. 

 

(4) Conditional Sale we will only introduce you to PSA Finance UK Ltd, RH1 1QA, the finance provider. Guarantee may be required.  18+.  Terms and conditions apply. Finance subject to status.

 

(5) We will only introduce you to PSA Finance UK Ltd, RH1 1QA, the finance provider.  Personal Finance Lease, 48 month contract.  Finance subject to status.  18+.  Terms and conditions apply. Guarantee may be required. Payment of the optional final rental extends the rental term and requires an annual rental equivalent to one months' rental.  Excess mileage and damage charges may apply. You will not own the vehicle.