Business Products Comparison Main Image

Take a look at how our business finance stacks up

This table lets you compare all our business finance options so you can work out which one suits your organisation best. But there's no such thing as a stupid question, so if you have any queries please don't hesitate to give us a call on 0845 080 0528.



Customer Benefits

Contract Hire

Finance Lease

Lease Purchase

Hire Purchase

One stop (vehicle and finance at the same time)
Additional line of credit



Cash Flow

Contract Hire

Finance Lease

Lease Purchase

Hire Purchase

Low initial outlay
Fixed monthly costs
Final lump sum payment available




Capital

Contract Hire

Finance Lease

Lease Purchase

Hire Purchase

No depreciation risk for users


No vehicle disposal concerns


Ability to take profit (or loss) on resale
Eventual ownership




Running Costs

Contract Hire

Finance Lease

Lease Purchase

Hire Purchase

Optional maintenance package linked to finance contract


Separate optional maintenance package available



Accounting Requirements

Contract Hire

Finance Lease

Lease Purchase

Hire Purchase

VAT on rentals reclaimable

Rentals allowable against tax

Tax relief for depreciation

Interest allowable against tax

Off balance sheet finance


Increase in balance sheet assets




Got a question? Call us on 0845 080 0528